SR is a system which was created to make the procedure of purchasing easier for the shopper. SR indicates conducting the transfer to the bank that is in charge of the processing of the payment and establishes the success of a certain transaction. Moreover, SR guarantees that the chosen bank is most probable to allow the transaction. It automatically defines the financial institution which is probably able to process a certain payment.
When the client clicks the button “buy now”, it directs the transaction to the most suitable acquiring bank. The current position of the trader, seller’s position and currency along with the type of the credit card are used to make everything possible to increase the chances of transaction’s approval. On the occasion that the payment fails, it will automatically direct it to the other fund. The system also includes a logical analysis which is used to improve the payment success of future transactions.