This term defines effective features which allow traders to obtain payments as well as to store funds, dispense payments and many other operations. It is a platform in the banking sphere which operates in the background to manage and maintain payment processing services of online vendors. Furthermore, it can also cooperate with other organizations that directly contact sellers and buyers in order to provide such services.

The feature acts as a link between the trader and the issuing institution of the consumer and is in charge of transactions’ approval, funds requests, and reports along with billing. The feature enables to transmit the data promptly and in a secure way, as well as allows conducting immediate transactions.

It is actually a bridge which interacts with the issuing bank and acts as a moderator between the customer and the financial organizations which perform payment activities. The tool authorizes transactions and guarantees the payments by conducting a safe transfer of capital from the client’s account to the trader’s.

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