Merchant Service Charge (MSC)

It is a term used to define a fee that is paid by the merchant to the acquiring financial organization. This fee influenced by a wide range of aspects among them regulated/ unregulated debit, card type, capture approach, channel, the location of the holder, merchant’s field of trade and capacity.

So the amount of the charge usually depends on the card type and brand, location and normal transaction cost which will influence the additional underlying fees except a vendor’s obligatory charges. The obligatory fees are a variable element of the MSC and vendors can experience the risks to pay more funds than they have to because of the acquirers, who may try to over-charge traders beyond the provided scheme charges.  

MSCs are different in different countries so the trader must remember that the amount of money that he/she needs to pay can contradict with the merchant country’s fees.

Merchant Form

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