Funds Transfer System (FTS)

Nowadays, online currency is even more significant than paper money, providing security, safety and convenience people all over the globe.

Any Internet payment system is a special technology that allows people to make various payments on the Web (pay for shop services and banks, receive salaries, withdraw money from a bank card, etc.). Funds transfer systems are divided into two types:

  •        Systems using plastic cards (or credit systems).

Such systems use credit cards for payments. Their distinguishing feature is additional security measures in the form of encrypted messaging and digital signatures. Such systems do not work autonomously and interact with traditional banks (the final money transfer will not be performed without the authorization of payment).

  •        Systems that use electronic checks and electronic money (or debit systems).

Such systems use digital data and do not require confirmation of a third party (bank) for the performance of the operation. Their advantage is a free account and independence from ordinary banks.

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