A descriptor can be entitled as the information specified in the order that the owner makes, that is aimed at describing the specific service or product that the holder purchases.

This descriptor must surely include the merchant’s name and the telephone number of his customer service. In fact, when a client copies the descriptor and enters the data details in a search box, then the information concerning the present company should appear on the first page of the issue.

According to the recipient and the payment technology that is involved in conducting this operation, it may sometimes be impossible to identify a descriptor for each banking operation. The title of dynamic descriptor indicates that this system can assign descriptors directly during payment processing in such a way that every bank operation have its own specific descriptor.

The term of static descriptor signifies that a single descriptor is used for all transactions that have one Merchant ID, so a description of a specific transaction cannot be possible.

Merchant Form

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