What is the 2D Payment Gateway? Definition & Meaning - Ikajo Glossary


2D Payment Gateway

2D Payment Gateway (also known as a 2D secure payment gateway) is a payment processing software. It allows customers to pay without entering a one time password and without a security check. Basically, it only demands a credit card number and expiry date. Once the client enters these details, the purchase is complete.

What is the difference between a 2D and 3D payment gateway?

Once again, the 2D payment gateway only requires a credit card number and expiry date to accomplish the payment. In contrast, the 3D payment gateway demands the ID and the password provided by the issuer, in addition to the credit card number and the expiry date.

Check out this video to learn what the payment gateway is.

How to integrate a 2D payment gateway on my website?

To integrate a 2D payment gateway on your website, you need a merchant account. To open a merchant account, you need to provide us with the following:

  1. Certificate of incorporation. This document confirms your company as a legal entity. According to our professional experience, a state governmental entity or corporation issues a certificate. The duration of obtaining a document varies from three days to two months. It depends on a country your company is registered in.
  2. Certificate of Incumbency. 
  3. Copies of valid passports with visible bearers signatures for all company officers and owners.
  4. Application. The application is required by a PSP to analyze your company’s structure, turnover, and geo-preference

Once you send us an application and a full range of documents, we will provide you with a 2D payment gateway.  Fill in the short application to get started.

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